Tools

Online Resources

Debt Consolidation Connection

Debt Consolidation Connection offers FREE consolidation quotes to help you avoid bankruptcy and consolidate debts. Visit The Site »

Guardian Tax Resolutions

"Your protection and defense against the IRS" Visit The Site »

Credit Card Counseling

Credit card counseling results in care free, stress free days. Learn more about credit card counseling here and now. Visit The Site »

Debt Losses

If you've recently suffered a financial setback or loss there is a way to pool your resources and get back on top. Debt consolidation is an easy and affordable method for debt management. Visit The Site »

Anthem Insurance

Your home is the biggest financial investment you'll ever make. Don't leave it unprotected. Get a free quote on home insurance here. Visit The Site »

Helpful Links

Federal Trade Commission Consumer Complaint Form

Protect Your Rights Against Harassment - 5 Minutes to Complete the Form. Visit The Site »

National Do Not Call Registry Complaint Form

You may file a complaint if you received an unwanted call after your number was on the National Registry for 31 days. Visit The Site »

FTC Identity Theft Complaint Form

If you believe you have been the victim of identity theft, protect yourself. Visit The Site »

On Guard Online

Tips from the federal government against internet fraud and safety. Visit The Site »

Your Credit Scores

Your FICO credit score can affect how much a lender will lend you and at what terms. Learn how to manage your FICO score. Visit The Site »

Weighing the Financial Risk - MSNBC

Misuse of plastic can be costly without going into debt. Read Full Article »

The 12 Biggest Money Mistakes - Yahoo! Finance

Avoiding costly money mistakes is one of the best ways to make more money -- each penny you avoid throwing away on a senseless move is a penny available for reaching your financial goals. Read Full Article »

Consumer Notification Rights

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Useful Publications From The FTC

Take Charge: Fighting Back Against Identity Theft

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don't give these everyday transactions a second thought. But an identity thief does. Read Full Article »

ID Theft: What It's All About (PDF)

The Federal Trade Commission has published this booklet to help raise awareness of identity theft. View PDF »

Avoiding Credit and Charge Card Fraud

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. Read Full Article »

Credit, ATM and Debit Cards: What to do if They're Lost or Stolen

Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen. Read Full Article »

Credit Card Loss Protection Offers: They're the Real Steal

Don't buy the pitch - and don't buy the "loss protection" insurance. Telephone scam artists are lying to get people to buy worthless credit card loss protection and insurance programs. If you didn't authorize a charge, don't pay it. Follow your credit card issuer's procedures for disputing charges you haven't authorized. According to the Federal Trade Commission, your liability for unauthorized charges is limited to $50. Read The Full Article »

Electronic Banking

For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions. Read Full Article »

Fair Credit Billing (PDF)

The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act. Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts. View PDF »

Debt Collection FAQs: A Guide for Consumers

If you're behind in paying your bills, or a creditor's records mistakenly make it appear that you are, a debt collector may be contacting you. Read Full Article »

Getting Purse-onal

Psst...Want to know a secret? A lost or stolen wallet or purse is a gold mine of information for a new kink of crook--the identity thief. Read Full Article »

How to Dispute Credit Report Errors

Your credit report contains information about where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation's credit reporting companies. Read Full Article »

Take Charge: Fighting Back Against Identity Theft (PDF)

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don't give these everyday transactions a second thought. But an identity thief does. View PDF »

Deter, Detect, Defend: Avoid ID Theft

Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name. Read Full Article »

Your Access to Free Credit Reports

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the FCRA with respect to consumer reporting companies. Read Full Article »

Other Links

EasyHits4U.com

Our system is designed to help you promote your site by increasing the number of visitors that actually view your site. Visit The Site »

Evan Carmichael

Over 250,000 articles to help you grow your business. Visit The Site »

Free Press Release

Free-Press-Release.com (short for FPR), a press release distribution service, has been found since 2001 to help small, medium or large sized enterprises optimize their online marketing strategies. FPR is a matching service -- bringing authors, publishers and social media together. The Writers and Authors are able to post your articles to be featured within this site. Visit The Site »

Express Funding Group

Your business requires money to grow which is where Express Funding Group can help. We can give you the money you need for growth in as little as 72 hours. This way you can take advantage of business opportunities that come your way. Visit The Site »

IVA Help

You actually make a great effort in order to be able to make ends meet most of the times. Unsecured debt is accumulating very quickly, and you can hardly get rid of it. An IVA (or Individual Voluntary Arrangement) is a savior, and it might be the perfect solution for you to get rid of your unsecured debts in a comfortable manner. Visit The Site »

Free Home Insurance Quotes

We did the Home insurance homework for you. See the results at Anthem Insurance. Visit The Site »

Consolidating Debt

Free debt consolidation quotes. Visit The Site »

Credit Consolidation

The online leader for debt consolidation. Visit The Site »

Custom Web Design

Unifusion offers web design and development services to clients all over the U.S., including Portland, Chicago and Las Vegas. Visit The Site »