CreditAllianceGroup, Inc. ('CreditAllianceGroup')
has created this privacy policy in order to
demonstrate our firm commitment to your privacy.
The following discloses our information gathering,
use and dissemination practices solely for the
web site located at www.creditalliancegroup.net
(the "Site") and its affiliated sites
as noted herein. By using or accessing the Site,
you signify your assent to our Privacy Policy.
IF YOU DO NOT AGREE TO THIS PRIVACY POLICY YOU
MAY NOT ACCESS OR OTHERWISE USE THE SITE.
Collection and Collection and Use of
Personal Information
We do not collect personal information
about Site users unless such information is
voluntarily provided by the user. Our registration
forms require consumers to provide certain contact
information such as name and email address.
This contact information is used and shared
to facilitate the process of the service the
consumer requests. Consumers who opt-in to receive
offers or voluntarily provide their personal
information CreditAllianceGroup™
may receive email, telephone calls or direct
mail from CreditAllianceGroup™
We may need to disclose personal information
when required by law and when we have a good-faith
belief that such action is necessary to comply
with a current judicial proceeding, a court
order or legal process served on us or to assist
in the investigation of any potential fraud.
We may also disclose personal information in
connection with a sale, merger or reorganization
of CreditAllianceGroup™.
Collection and Use of Non-Personal Information
We may collect non-personal information
(or aggregate information) during your use of
our Site, including IP address, pages viewed,
click-stream data and browsing habits. Non-personal
information may be shared with third parties
who are not affiliated with CreditAllianceGroup™
Our Site uses cookies to keep track of your
session and to make sure you don't see the same
ad repeatedly. We use (and our third party advertisers
may use) cookies to deliver content specific
to your interests. We also use cookies once
a form is submitted as an indicator that the
application was filled and if you try to fill
out another one within 60 days it will give
you an option to either fill out another application
or leave. "Cookies" are pieces of
information that may be placed on your computer
by a web site for the purpose of facilitating
and enhancing your communication and interaction
with that web site. Many web sites use cookies
for these purposes. You may stop or restrict
the placement of cookies on your computer or
flush them from your browser by adjusting your
web browser preferences, in which case you may
still use our Site, but it may interfere with
some of its functionality.CreditAllianceGroup™
does not use cookies to automatically retrieve
personal information from your computer without
your knowledge.
In addition to cookies, we may also use (and
our third party advertisers may use) clear gifs
or web beacons to improve the performance of
the Site, provide certain features such as advertising
or to anonymously track usage of the Site. Clear
gifs / web beacons are tiny graphics with a
unique identifier, which operate much like a
cookie, and are used to track the online activity
of Site users. In addition, we may use such
devices in our HTML-based emails to track the
usage of such emails in much the same manner
as usage of the Site is tracked. These devices
are not used by CreditAllianceGroup™
to automatically collect person information.
Security
This Site has reasonable security
measures in place to attempt to protect against
the loss, misuse or alteration of personal information
under our control. We use SSL 128-bit encryption
to transfer any personal information that you
may submit in our application. However, due
to the inherent open nature of the Internet,
we cannot guarantee that communications will
be free from unauthorized access by third parties
such as hackers and your use of the Site demonstrates
your assumption of this risk.
Correct/Update
To change and modify information previously
provided to CreditAllianceGroup™,
you may email us at update@creditalliancegroup.net.
Links
This Site contains links
to other sites. CreditAllianceGroup™
is not responsible for the privacy practices
or the content of such sites. Please read the
privacy policies of these linked sites, because
their privacy practices may differ from ours.
Protection for Children
We have no intention
of collecting personal information from children
under the age of 18. When we become aware that
personal information from a child under 18 has
been collected without such child's parent or
guardian's consent, we will use all reasonable
efforts to delete such information from our
database.
Changes to Privacy Policy
We reserve the right,
at our discretion, to change, modify, add, or
remove portions from this policy at any time.
However, if at any time in the future we plan
to use personal information in a way that differs
from this policy, we will post such changes
here and provide you the opportunity to opt-out
of such differing uses. Your continued use of
the Site following the posting of any changes
to this policy means you accept such changes.
Legal Statement
Use of this Site is
governed by, and subject to, the legal notices
contained in our Legal Statement. Your use,
or access, of the Site constitutes your agreement
to be bound by these provisions. IF YOU DO NOT
AGREE TO THESE TERMS AND CONDITIONS YOU MAY
NOT ACCESS OR OTHERWISE USE THE SITE.
USA
Our Site is maintained in the United States
of America. By using the Site, you authorize
the export of personal information to the USA
and its storage and use as specified in this
policy.
Effective Date
This privacy policy is
effective and was last updated on December 30,
2005.
